Fuel costs are a constant reality for drivers, whether you’re commuting to work, running errands, or driving for a living. But if you’re not stacking rewards, you’re leaving savings on the table. With the right combination of cashback apps, loyalty programs, and digital tools, you can significantly reduce how much you spend at the pump.

What is reward stacking?

Reward stacking is the practice of combining multiple savings strategies on a single transaction. For gas purchases, that might mean using a fuel station’s loyalty program while also paying with a cashback-enabled gift card or virtual card from an app like Fluz. This layered approach allows you to benefit from both short-term cashback and long-term reward accumulation.

Example: Stack savings at BP

Let’s say you’re fueling up at a BP station. Here’s how to stack your rewards:

1. Use BPme Rewards – Join the BPme Rewards program to get discounted gas and earn points.
   
2. Pay with a Fluz gift card – Earn cashback with a BP gift card purchased through Fluz.
   
3. Pay using Apple Pay or Google Pay – If the pump doesn’t take gift cards, Fluz virtual cards still give you up to 1.5% cashback.
   

That’s three reward systems working in your favor—without changing where or how you drive.

Combine apps for broader savings

Besides Fluz, you can also integrate other popular savings platforms:

• Rakuten often partners with retailers that sell fuel gift cards online.
  
• Ibotta sometimes offers bonuses for gas station purchases or grocery runs that coincide with filling up.
  
• Upside gives cashback on fuel at select stations—check before you pump.
  

Used together, these tools can help you earn money back on both fuel and related purchases like snacks, car washes, or convenience store items.

Tips to optimize your reward stacking strategy

• Use a gas price tracker like GasBuddy to find the lowest price in your area
  
• Join multiple loyalty programs (e.g., Fuel Rewards at Shell, Speedy Rewards)
  
• Keep digital gift cards ready for your go-to stations
  
• Watch for bonus cashback promos in apps like Fluz or Ibotta
  

The bottom line

Gas prices may fluctuate, but your savings don’t have to. Reward stacking is one of the most effective and overlooked strategies for drivers who want to maximize their everyday spending. With the right mix of loyalty points, cashback, and smart tools, every fuel stop becomes a chance to save. Start with platforms like Fluz and build a stack that works for you.