For gig drivers, every cent counts. Whether you’re driving for Uber, DoorDash, Instacart, or a local delivery service, fuel is one of your biggest recurring expenses—and many platforms and stations are starting to tack on credit card surcharges. Fortunately, there’s a smarter way to pay: virtual debit cards. And when paired with cashback tools like Fluz, they can help you sidestep fees and earn rewards at the pump.

The rise of credit card surcharges at gas stations

Many gas stations now charge more for credit card transactions than for cash or debit payments. These fees typically range from 2% to 4%, quietly adding up across multiple fill-ups per week. While debit cards are often surcharge-free, not all gig drivers want to link their personal bank accounts to every purchase—or miss out on cashback opportunities.

How Fluz virtual debit cards work

Fluz virtual cards offer a secure way to pay digitally without a physical card. You can load your Fluz balance from your bank or wallet and use the virtual card at any station that accepts Apple Pay or Google Pay. The best part? You avoid credit card surcharges while still earning up to 1.5% cashback on the total amount you spend.

Unlike traditional gift cards that need to be preloaded, Fluz lets you:

• Pay the exact amount at the time of purchase
  
• Use the card instantly without waiting for approval
  
• Earn cashback with no minimums or delays
  

Best places for gig drivers to fuel up with Fluz

Fluz works with several major fuel brands where you can also earn rewards with a digital gift card or virtual card. For example, you can buy a BP gift card online and combine it with BPme Rewards. But if your preferred station doesn’t accept gift cards, the Fluz virtual card still gives you cashback and convenience.

Benefits for delivery and rideshare workers

• Lower transaction costs: Avoid 2–4% credit card surcharges at fuel pumps
  
• Increased earnings: Earn up to 1.5% cashback on every fuel stop
  
• Simplified payments: Use Apple Pay or Google Pay at supported stations
  
• Real-time spend tracking: Easily monitor your purchases in the Fluz app
  

How to get started

Using Fluz as a gig driver is simple. Download the app, load your account, and add the virtual card to your digital wallet. You can use it not just at gas stations, but anywhere contactless payment is accepted. Whether you’re on your first shift or driving full time, Fluz can help you keep more of your hard-earned money.